Understanding Discounted Gift Trusts Calculator
about your estate’s future.
Remove the inheritance tax guesswork!
What is a Discounted Gift Trust?
A Discounted Gift Trust is a powerful tool for inheritance tax planning. It allows you to:
- Potentially reduce your inheritance tax liability
- Maintain a regular income from your assets
- Pass on wealth to your beneficiaries more tax-efficiently
Key Features and Benefits of DGTs
- Potential Immediate Reduction in Estate Value: Part of the gift is discounted for inheritance tax purposes.
- Regular Income: You can receive ongoing payments from the trust.
- Flexibility: Choose between absolute or discretionary trust structures.
- Control: Determine who benefits from the trust and how.
- Investment Potential: Assets within the trust can be invested for growth.
Estimate Your Potential Savings
Use our calculator to get a quick estimate of how a DGT could benefit your estate
Disclaimer: These figures are estimates only. The calculations are based on simplified mortality rates and do not reflect actual provider rates or individual circumstances. Investment performance can significantly impact outcomes. This calculator does not constitute financial advice. Please seek independent financial advice before making any decisions. For discussion purposes only.
Remember, while this calculator provides a general idea, every situation is unique. For a comprehensive assessment, speak with our experts.
How a DGT Can Help
Common Questions About DGTs
How does a DGT affect my inheritance tax?
Can I add to a DGT after it’s set up?
What happens to a DGT after death?
How are DGTs valued?
Win a Free Professional Consultation
Navigating inheritance tax planning can be challenging. That’s why we’re offering a chance to win a free expert consultation each week.
Register now for a chance to win a 90-minute Lifetime to Legacy consultation (usually £195).
By registering, you’re taking the first step towards protecting your legacy. There’s no obligation, and your information is kept strictly confidential.
Why Choose Our Lifetime to Legacy Consultation?
- Expert guidance on complex estate planning strategies
- Personalised advice based on your unique circumstances
- Clear explanation of DGTs and other inheritance tax solutions
- Help in making informed decisions about your estate
During your 90-minute session, our professional adviser will:
- Review your financial situation and estate planning needs
- Explain DGT setup, benefits, and tax implications
- Discuss DGT alternatives and complementary strategies
- Help you understand which options might suit you best
Regular price: £195
Special offer for non-winners: £156 (20% discount)
Ready to Secure Your Family’s Financial Future?
Don’t leave your legacy to chance. Take the first step towards effective inheritance tax planning today.
Need Full Financial Advice?
If you decide a DGT is right for you, our sister company of Independent Financial Advisers can help you set one up. They’ll ensure your DGT aligns perfectly with your overall financial strategy. Get in touch and we can pass your details on.
Still Have Questions?
Explore our resources to learn more about DGTs and inheritance tax planning:
Contact our team at 0207 183 0136 or [email protected] for any other queries.
Note: Our Lifetime to Legacy consultation provides valuable insights from a professional adviser to help you understand your options. This consultation is designed to educate and inform, not to provide specific financial advice. Registering for the free consultation draw does not obligate you to any services or purchases.
